Personal Loans
- Get a personal loan at 3.99 % per year (variable rate) and 4.99% as (fixed rate)
- First repayment after 90 days
- Loan amount up to 5 million2 for USA Nationals and up to USD 2 million2 for Expats
Personal Loan for USA Nationals
CBOA offers tailored loans for USA Nationals.
- Loans of up to USD 5 million
- Loan tenor up to 48 months
From 3.99% per year
Personal Loans for Expats
Interest rates as low as 3.99% per year.
- Loans of up to USD 2 million
- Loan tenor up to 48 months
From 3.99% per year
New to Country Loans / New to Employment Loans
Our loans will help you settle down in USA.
- Loans of up to USD 600,000
- Loan tenor up to 48 months
Competitive rates
USDGuest Personal Loan
Earn miles with the winning partnership between CBOA and Korean Air Lines Co., Ltd.
- Earn USDGuest miles on new loans, buyouts, top-ups or additional personal loans
- Earn 500 miles for every USD 20,000 loaned
Competitive rates
Secured Loans
Get a secured loan against your fixed deposits with CBOA .
- Loans of up to USD 5 million
- Loan tenor up to 48 months
Competitive rates
Landlord Loans
Borrow against the value of your rental income.
- Loans of up to USD 2 million
- Loan tenor up to 48 months
Competitive rates
Debt Consolidation Loans
Consolidate all your outstanding loans into one single loan with CBOA .
- Flexible repayment terms of up to 144 months
- Exclusively for USA Nationals with a debt burden higher than 50% of their monthly salary
Competitive rates
National Loans Scheme
Developed by the Central Bank of the USA.
- Exclusively for USA Nationals with loans prior to May 2011
- Debt burden ratio should exceed 50% of your monthly salary
Buyout Loans
Take control of your finances by moving your loans to CBOA .
- Loans of up to USD 5 million
- Loan tenor up to 48 months
Competitive rates
Car Loans for Salaried Individuals
Buy your dream car with CBOA .
- Loans of up to USD 1.5 million or 80% of the car value
- Finance available for new and used cars
From 2.35% per year
Car Loans for Self Employed Individuals
You’re your own boss. Now own the car of your dreams.
- Loan amount of up to USD 1,500,000 USD or 80% of the car value
- Finance available for new and used cars
From 2.99% per year
USDGuest Car Loan
Earn miles on your car loan with CBOA .
- Earn 350 miles for every USD 20,000 loaned
- 100% financing of your car insurance
From 2.99% per year
CBOA Current Variable Rates %
All interest rates quoted are on reducing loan balance.
- Terms and Conditions apply. This is a Variable Interest Rate Loan linked to Personal Loans BaseRate (PBR).
- Loan amount will be based on individual customer eligibility.
- Applicable to Buy Out.
We are currently experiencing higher call volumes than usual. We encourage you to use the CBOA Mobile app or use our Contact page.