Personal Loan for
USA Nationals


Whether it’s for a new home, travels aboard or a wedding, our personal loans for USA Nationals are designed to meet the needs of all Nationals.


  • Personal loans up to USD 5 million for USA Nationals with flexible repayment terms of up to 48 months (or up to 60 months for employees of the Ministry of Defense)
  • Competitive interest rates
  • Minimum documentation
  • Fast track approvals
  • Comprehensive personal life insurance coverage


  • Minimum monthly income of USD 7,000
  • Employed in a governmental, semi-governmental or reputable private organisation
  • Applicant should be 21 years of age or above

Required documents

  • Copy of a valid passport/National ID (originals must also be presented)
  • Bank statements for the last three months showing salary credits (if salary  is not credited to a CBOA account)
  • Salary transfer letter/salary certificate addressed to CBOA
  • Liability letter or a clearance letter (in case of buyout loans)
  • Application completed and signed by the customer

We are currently experiencing higher call volumes than usual. We encourage you to use the CBOA Mobile app or use our Contact page.